Japan Unemployment Benefit Calculator
Estimate Japan’s basic benefit amount, duration and waiting periods.
Salary plus company insurance costs, with both sides explained.
Runs in your browser — data never leaves your device
See what one employee costs the company, and the insurance paid by each side.
Budget model: published April 2026 onward rates held constant for 12 months. Age and pay are constant; this is not actual 2026 payroll or a forecast of later rate changes.
Include regular cash allowances, overtime and commuting pay. We estimate the standard remuneration band; you can enter a determined band below.
Select the branch on your insurance documents, which may differ from where you live.
Some agricultural activities use the general rate: horticultural services, raising cattle/horses, dairy farming, poultry/pig farming and inland aquaculture. Check the official footnotes. Official category exceptions
Up to 3 payments in one April–March model year. Same-month payments are combined. Four or more annual payments require different remuneration treatment.
Optional: your business’s merit-adjusted rate. Blank uses the selected category; 0–20%, up to four decimals.
Each annual item is rounded to yen, then added. Per-person theoretical amounts can differ from payroll deductions and an employer’s aggregated assessment.
| Insurance / contribution | Company | Employee |
|---|---|---|
| Health insuranceRate per side: 4.925% / 4.925% | ¥295,500 | ¥295,500 |
| Employees’ pensionRate per side: 9.15% / 9.15% | ¥549,000 | ¥549,000 |
| Long-term care insuranceRate per side: 0% / 0% | ¥0 | ¥0 |
| Child & childcare support levyRate per side: 0.115% / 0.115% | ¥6,900 | ¥6,900 |
| Child & childcare contributionRate per side: 0.36% / 0% | ¥21,600 | ¥0 |
| Employment insurance categoryRate per side: 0.85% / 0.5% | ¥51,000 | ¥30,000 |
| Workers’ accident insurance categoryRate per side: 0.3% / 0% | ¥18,000 | ¥0 |
| Asbestos relief contributionRate per side: 0.002% / 0% | ¥120 | ¥0 |
| Who pays what / year | ¥942,120 | ¥881,400 |
Standard monthly bases
For ordinary employees enrolled in Kyokai Kenpo and employees’ pension. Officers, other insurers, seafarers, in-kind wages, leave exemptions and midyear changes are outside scope. Recruitment, benefits and taxes are excluded. Japanese industry labels are abbreviated; English labels are explanatory. Check the official category number.
Checked: 2026-11-08
With Tokyo, age 35, ¥500,000 monthly, no bonuses, general employment insurance and accident rate 3/1,000: annualized company contributions are ¥942,120 and total cost is ¥6,942,120. Other conditions change the result.
No. Remuneration bands, separate caps, bonuses, age and the health-insurance branch affect the result. You can also enter determined monthly bases.
This tool compares insurance costs. The related article explains take-home estimates using explicit family and tax assumptions.