日本失业保险金计算器
估算日本失业津贴的金额、给付天数及等待期。
雇用
日本正式员工雇用成本
比较工资及公司与个人承担的保险费。
在浏览器内运行 — 数据不会离开您的设备
查看雇用一名员工的公司总支出，以及公司和个人各自承担的保险费。
招聘预算比较模型：将2026年4月以后的已公布费率固定应用12个月，工资和年龄段保持不变。不代表2026年实际工资扣款，也不预测后续费率调整。
日本正式员工雇用成本
JPY · 2026
包括以现金支付的基本工资、加班费及通勤等津贴。按月工资推算标准报酬档次；也可在下方指定已核定档次。
请选择保险资料上记载的支部，不一定与居住地相同。
部分农业活动适用一般事业费率：园艺服务、牛马育成、奶牛业、养鸡、养猪及内水面养殖。请核对官方注释。 查看官方事业分类例外
奖金
4月至次年3月的模型年度最多3次奖金。同月发放合并计算。每年4次以上需采用不同的报酬处理。
高级设置
可选：填写经调整的公司费率。留空使用所选类别费率；0–20%，最多4位小数。
公司年度总支出
JP¥6,942,120
- 全年工资与奖金总额
- JP¥6,000,000
- 公司承担的保险费及缴款／年
- JP¥942,120
- 个人承担的保险费／年
- JP¥881,400
- 公司月均支出
- JP¥578,510
各年度项目先四舍五入至日元后相加。个人理论负担可能与工资扣款及公司汇总缴款的尾数处理不同。
| 保险／缴款 | 公司 | 个人 |
|---|---|---|
| 健康保险各方费率: 4.925% / 4.925% | JP¥295,500 | JP¥295,500 |
| 厚生年金各方费率: 9.15% / 9.15% | JP¥549,000 | JP¥549,000 |
| 护理保险各方费率: 0% / 0% | JP¥0 | JP¥0 |
| 儿童及育儿支援金各方费率: 0.115% / 0.115% | JP¥6,900 | JP¥6,900 |
| 儿童及育儿缴款各方费率: 0.36% / 0% | JP¥21,600 | JP¥0 |
| 雇用保险事业类别各方费率: 0.85% / 0.5% | JP¥51,000 | JP¥30,000 |
| 工伤保险事业类别各方费率: 0.3% / 0% | JP¥18,000 | JP¥0 |
| 石棉健康损害救济一般缴款各方费率: 0.002% / 0% | JP¥120 | JP¥0 |
| 公司与个人年度负担明细 | JP¥942,120 | JP¥881,400 |
标准月报酬
- 健康保险
- JP¥500,000 (根据月工资推算)
- 厚生年金
- JP¥500,000 (根据月工资推算)
适用于参加协会健保和厚生年金的一般员工。不含董事、其他保险、船员、实物工资、休假免缴及年中变动；不含招聘费、福利和税金。行业以日文简称或英文说明显示，请核对官方类别编号。
官方资料及计算依据
核实日期: 2026-11-08
关于日本正式员工雇用成本
Annualize company and employee health, pension, care, employment and accident insurance, plus Japan’s child-support levies and asbestos relief contribution. Employee deductions are already inside gross pay and are not added again to employer cost.
For one ordinary employee aged 18–69 enrolled in Kyokai Kenpo, with constant pay and full-year employment. Published rates from April 2026 onward are held constant for 12 months, with separate monthly and bonus caps. Up to three bonus payments. Recruitment, benefits, tax, officers, other insurers and leave exemptions are excluded. Rounding can differ from actual payroll and assessments.
使用方法
- Enter monthly pay, age and Kyokai Kenpo branch
- Set bonuses and employment/accident insurance categories
- Review company cost, employee deductions and official sources
常见问题
What does a ¥6 million salary cost the employer?
With Tokyo, age 35, ¥500,000 monthly, no bonuses, general employment insurance and accident rate 3/1,000: annualized company contributions are ¥942,120 and total cost is ¥6,942,120. Other conditions change the result.
Can I just multiply annual salary by one rate?
No. Remuneration bands, separate caps, bonuses, age and the health-insurance branch affect the result. You can also enter determined monthly bases.
Does this calculate take-home pay?
This tool compares insurance costs. The related article explains take-home estimates using explicit family and tax assumptions.