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日本失业保险金计算器

估算日本失业津贴的金额、给付天数及等待期。

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仅适用于日本2026年8月标准

面向日本15至64岁的一般被保险人，按2025年4月起离职的规则估算。须有再就业意愿、能够立即工作并积极求职。

离职时的条件
请输入整数。必填项填写完毕后自动计算。

按无正当理由的普通主动辞职估算。

65岁及以上适用高龄求职者给付金等其他制度。

使用扣款前的税前金额，包含加班费、交通补贴等，不含奖金。请勿输入实发工资。

符合条件时可合并前一份工作的参保期间。请排除中断超过1年或已用于以往失业给付等不能计入的期间。

计算工资支付基础日数达到11天，或工资支付基础工时达到80小时的月份。不清楚时请查看离职票等资料。

过去5年内已有2次以上无正当理由主动辞职并获得受给资格认定时，限制期为3个月。选择解除时，假定相关教育培训等已获Hello Work认可。

估算金额与天数
输入年龄、工资及参保期间，即可查看条件性估算。
进一步了解制度
按2026年8月标准固定估算，总额未反映年度调整、再就业、劳动收入或给付延长等因素。

有正当理由辞职、合同不续签、就业困难者、因严重过错被解雇及65岁以上者的规则可能不同。离职类别、受给资格及日额由Hello Work认定。

阅读制度解说（英文）

官方资料（日文）

厚生劳动省：2026年8月日额调整Hello Work：规定给付天数Hello Work：基本津贴与资格条件厚生劳动省：给付限制与问答

关于日本失业保险金计算器

Japan’s unemployment basic benefit supports insured workers who are willing and able to work and actively seeking employment. This calculator covers general insured workers aged 15–64, using the fixed August 1, 2026 formula to estimate daily benefit, a 28-day illustration, prescribed days and the total if all days are paid. Voluntary resignation and qualifying company-related separation have different recent-month requirements, prescribed days and benefit restrictions. Enter the total countable insured period separately from qualifying months in the last one or two years. The timeline distinguishes the seven-day waiting period, restriction, certification and transfer. This is not an eligibility decision. Justified resignations, contract non-renewals, recognized employment difficulties, serious-misconduct dismissal and ages 65+ follow separate rules. Annual rate changes and work income are not included. Inputs stay in your browser and are not saved or sent.

使用方法

  1. Enter the separation reason, age at separation and gross wages
  2. Enter countable insurance duration separately from recent qualifying months
  3. Review the estimate, duration and waiting periods, then consult the guide and official sources

常见问题

Does the separation reason change the daily rate?

For the same age and wages, the daily-rate formula is the same. Recent qualifying months, prescribed benefit days and benefit restrictions differ.

Will the payment arrive seven days after leaving work?

No. The seven-day waiting period counts unemployment days after the application. Any restriction follows, and payment occurs after unemployment certification.

Should I use gross or take-home pay?

Use gross wages before deductions. Normally use the last six months, including overtime and commuting allowances and excluding bonuses.

Is the total guaranteed?

It assumes all prescribed days are paid at the same daily rate. Re-employment, work, certification, the entitlement window and annual revisions can change the actual payment. Confirm the individual treatment with Hello Work.